Essential tips and tricks for paying less tax and keeping more of your retirement income

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It’s important to make the most of your retirement income. To do so, you need to be aware of what income is and isn’t taxable, and also how to make the most of the tax breaks you’re entitled to. This article outlines the four main steps you need to take to ensure you keep as much of your retirement income as possible: 1. Make a financial plan. 2. Split your pension income. 3. Buy an annuity. 4. Be aware of retirement-related tax breaks.

Why you should buy mortgage insurance through your life insurance advisor

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Mortgage life insurance from the major banks can be significantly more expensive when compared to life insurance from an insurance advisor. As well, there are additional advantages to buying life insurance through your advisor including the ability to choose your beneficiary, flexibility and more. See our infographic to learn more about the differences between mortgage life insurance through the bank versus your insurance advisor!