Entries by Chris Geldert

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Annuities in Canada: Why More Retirees Are Taking a Closer Look

As Canadians approach retirement, one concern consistently rises to the top of the list: “Will my money last?”

With longer life expectancies, market volatility, and fewer workplace pensions than previous generations enjoyed, many retirees and pre-retirees are looking for ways to create greater financial certainty. That’s one reason annuities have been gaining popularity in recent years.

Annuities can provide guaranteed income, principal protection, or a combination of growth and security. However, many people think of annuities as a single product when, in reality, there are several different types, each designed to meet different financial goals.

Understanding these differences is essential before deciding whether an annuity belongs in your retirement plan.

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Financial Planning: Looking Beyond Your Investments

When people think about financial planning, they often focus on savings accounts, investment portfolios, or retirement funds. While those are important, a comprehensive financial plan is much more than a collection of accounts and investments.

A successful plan looks at every aspect of your financial life and helps ensure all the pieces are working together toward your goals.

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Ontario Budget 2026

The 2026 Ontario Budget brings major changes for small business owners, home buyers, and investors. From a cut to the small business tax rate to an enhanced HST rebate on new homes, here is what you need to know and how it could affect your finances.

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