What Is Life Insurance and How Does It Work?
Life insurance doesn’t have to be confusing. Learn how it works, the difference between term and permanent coverage, and how to decide how much protection your family may need.
Entries by Chris Geldert
Life Insurance for Affluent Professionals – Part Two of Our Three Part Series
For high-income professionals, taxes can be the single greatest drag on investment performance. Once RRSPs and TFSAs are maximized, the challenge becomes finding new ways to build wealth efficiently — and that’s where life insurance enters the picture.
Life Insurance for Affluent Professionals – Part One of Our Three Part Series
In the world of high-net-worth investing, true diversification extends beyond asset classes — it includes the structure in which wealth is held. For many affluent professionals, permanent life insurance has evolved from a protection product into a sophisticated component of an integrated wealth strategy.
Tax Lines to Look Out For on Your 2025 Canadian Tax Return
The 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes in CPP2 and capital gains rules, here are the key lines to watch when filing your 2025 Canadian tax return.
Ontario Budget 2026
The 2026 Ontario Budget brings major changes for small business owners, home buyers, and investors. From a cut to the small business tax rate to an enhanced HST rebate on new homes, here is what you need to know and how it could affect your finances.
2026 Canada Money Facts
2026 Canada Money Facts – Get the latest TFSA, RRSP, FHSA, CPP, OAS, and RESP limits. Stay informed on savings, pensions, and benefits for the year ahead!
The Complete Canadian Savings & Tax Guide – Part Three of our Three Part Series
Tax season is an opportunity to organize, optimize, and save. Early preparation ensures you claim all deductions, take advantage of tax credits, and plan for next year.
Alberta Budget 2026
Alberta’s 2026 Budget maintains current income tax rates but introduces new levies and higher education property taxes. Here is a clear summary of the key measures affecting families, business owners, and taxpayers.
B.C. Budget 2026: What It Means for You
The B.C. Budget 2026 introduces a lowest tax rate increase from 5.06% to 5.6% on the first $50,363 of income. PST will now apply to accounting, engineering, and strata fees. Property taxes are rising for luxury and rural homes. However, a new $6,000 disability benefit and doubled volunteer credit provide some relief.
Organizing Your Final Decade for Retirement
Are you retirement-ready for 2026? Discover the specific math behind CPP and OAS benefits, the new tax-sheltered contribution limits, and why tax-exempt life insurance may be your missing ‘third bucket.’ Learn how to bridge the gap between government support and the lifestyle you’ve earned.